Tuesday, 5 December 2017

Today was a kind of catch-up day... getting letters written and into the mailbox... to my sons in prison/jail, my mother, paying a bill and adding a letter to it, sending out two prayer requests... that was enough for one day. 

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I watched FORKS OVER KNIVES again... trying to really cement the info into my brain. (The animal protein that was tested and produced a link with cancer was in dairy form.)  I really want to buy copies of these documentaries, but I just can't afford to.

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Then a trailer for a documentary called SAVING CAPITALISM came on and I ended up watching it, too... I recognized the main character, but it must have been a long time ago that I watched it. The really sad part about documentaries like this is the constant political theme about the rich needing to support the poor by giving their wealth to the government...that people don't have a right to be extraordinarily wealthy because they use it to do harm to everyone else.  There are so many small concepts that get repeatedly stated until they seem to be a truth.  Money has a lot of problems in our societies, but the greater issue is the morality of our people... if someone is moral, they won't misuse their wealth or abuse people.  I tried to think of the reasons I didn't like this one, but the real problem is that its theme is more rhetoric to support the agenda of one political party.

We are a country in trouble, and there is no magic answer.  Human nature wants to "blame" someone - someone else! - so each side of a problem creates lists of things the other one should be doing differently.  The ordinary people have to deal with the results of this never-ending conflict of wills in government and business.

One example was a fast-food worker who said she brought home about $1200/month and then had to pay 900 dollars of that for her rent.  The real percentage of income for shelter (rent/mortgage and utilities) is 30%... so her rent should be no more than $360 a month... but the blame gets put on the corporation she works for because it is part of a big corporation... no mention is made that it is a franchise business, owned by a small person, and that even franchise operations from huge international corporations often struggle to get by. 

The worker was a cashier and assumed that the business made a lot of money because the cash drawer was full when she worked.  Her wages were stated to be 12.50 an hour, and at FT 40 hours a week with apx 4 weeks to a month her gross wages would be $2000.  So she pays taxes on her wages and her employer pays taxes on her wages.  Owners pay a lot of other expenses too...  all the cash in the sales drawer is not profit.  If you want to build a business, that also takes money.

At $12.50 an hour her wages were a lot higher than minimum wage.  In the film there was a segment showing a battle to get a higher minimum wage, up to $15/hour.  They won that battle in the film, but I don't remember if it was the same worker.

We have a lot of different problems in this economic issue... everyone is trying to survive, but sometimes it doesn't seem that way.  Another issue that was brought up was the overpayment of executive salaries.  This is a serious issue, but the responsible activists to change it are the shareholders of the companies... that is their job, their problem... that is why there are shareholder meetings, boards with members voted into the position of watching over the finances of the company, etc.  It isn't the government's job to regulate the wages of the businesses in America.

"Too big to fail" is a different issue... bailouts are another issue... and tax incentives are also another separate issue.  I was impressed by one comment shown about tax incentives for corporations, made by Bill Clinton... saying that companies have to make their decisions about salaries, but the government doesn't need to provide tax breaks to corporations just because they make bad decisions and overpay their executives.  I think the film was talking about the billions of dollars in tax incentives that corporations are given and also comparing some of the lower-waged worker salaries with the executive incentives that were allowed because of biased government legislation in their favor.

My solution to these issues, many of them, is to change the tax structure away from income.  I have shared about this before.  My idea is to get rid of all the taxes that exist, except ONE TAX that everyone pays :: a permanently limited sales tax that is shared by all three levels of the US government at 30% each, with the final 10% being allocated to international expenses.  What a change that would make in all of these controversies!  I think it would take a national action, like they did with the ERA, to make the government comply.  We all know that legislators won't reduce their money, their benefits, or their power unless they have to.  :-(

Pray I win the lottery!  :-)
I will get it started !!!

I have other ideas for government change, too...  but not here, not now...  check some of my other writings for them, or wait for the topics to come up again.  We know I will repeat them then.  :-)

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I was able to see a news program today... and was shocked to hear there is another huge fire in California, with lots of housing areas in jeopardy or already destroyed.  It is going to be a long week as the winds are still going to be fierce, spreading the flames for many more acres.  Nature doesn't play favorites... good people suffer in disasters.

The bigger issue is the added costs these disasters put on any budget... local, state, national.  There is no way to stop the costs, but if the money runs out, what will happen?

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I watch a business show as often as I can... it's called NBR (Nightly Business Report) on PBS.  They often share the value of money all over the world and it is based on the US Dollar ( I am pretty sure).  Our dollar doesn't have the value of a dollar anymore... it is steadily going down... it was about 92-94 cents the last times I watched.  I'm not sure how anyone figures these things out, but I know printing your own money whenever you think you need more, and operating on a debt basis, isn't fiscally sound.  When I discovered my Social Security payments are actually made like credit card charges, it changed my entire view of the soundness of the economy. 

I can see why the various governments are slowly changing their actions on many fronts because their finances are very strained.  I suspect that is why marijuana is becoming legal, and who knows what other detrimental decisions will be made because of the financial stresses within governments.  The long-term effects will one day become a greater burden than the immediate desire for increased tax incomes.

It is my hope and prayer that GOD will provide for Working Together and myself so I can create other options for the poor, and those who will soon become poor.  Social services depend on donations.  If there is no one to donate, what will we find when we are in desperate need.

Even big corporations depend on customers, people with enough money to purchase their products.  Stock wealth is just a current paper amount... it can change in one day... become worthless if there is an economic collapse.

I'm not sure how anyone can prepare for these things, but the housing bubble is just one recent example of how traditional responses are going to happen.  I kept saying that none of that had to happen -- the banks could have worked with the home owners, they didn't have to foreclose.  We need to find better ways to respond to things like that.  My issue is that I don't know how many of these decisions were forced by government regulations.

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See what happens when you watch documentaries!
Your world changes.
You become aware of things you don't normally think about.
They can force change in your life.

I stopped putting milk in my coffee today.
That is the first change I am making because of FORKS OVER KNIVES.

Watching SAVING CAPITALISM has renewed my financial quest to protect myself as best I can within my economic limite ations... building my 3-month food supply, saving an emergency fund, trying to be debt free, finding other ways to create income, and anything else I can accomplish.  It also makes me want to write more letters about changing the status quo.  I may go buy a lottery ticket, too -- hoping to win enough millions to start creating my own safety nets for the poor.

I better go for now.
I still have to make my post about WT's December Membership Drive.

In Christ,
Deborah Martin

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May the GOD we know as Christians and Jews help us to be wise, to prepare for the future even as we trust Him for the details of the day, the possibilities of the future, and the souls of those we love.

May we all see the importance of morality on our world, how deeply it affects every area of our lives, and how different life is when evil reigns.  We can't force morality within others, we can only decide to honor it in ourselves.

May our lives be blessed by GOD so that we can provide for others.  Amen.