16 November, 2017

Thursday, 16 November 2017

So much happens in every day that can be shared as thoughts that provoke, that change, that need to be expressed, but I get here and the current moment is just a small piece of time.

I really need to write a book about the purpose for Working Together.

How many chapters?
How many words?
How many pages?

How do I fit a lifetime into print?

I read a news item today about the increasing delinquency rate for auto loans... and that people with bad credit scores "don't have many options to get money to buy a new or used car and often end up getting a subprime auto loan that comes with an interest rate of 15 to 20 percent."  So their lives get worse with every effort to make it better.  I know the feeling.

Since learning that GOD also charges interest when people borrow their tithes, my goals for financial programs has been deeply affected.  When I first started planning some way to help members get through their hardships, I decided to offer member credit towards WT products, programs, and events... with an interest charge of one percent each month on the unpaid balance, thinking it would encourage quicker repayment.  This would be a maximum of 12% a year if the balance continued.  Right?  (I'm not a banker, I was just trying to find a fair option.  I didn't want to charge more than would be needed to pay for the program's overhead and expenses.  Automatic increases with each membership year were planned, as long as the previous balances had been kept up to date -- a minimum payment of $5 was expected to show that the member was aware of their debt.

I haven't figured out the jubilee effect yet.  That is still being decided.

Now I have discovered that GOD charges a flat 20% fee for borrowing the money we are expected to give to Him.  I am trying to work that out in my plans.

You can see how different the world would be if we operated with GOD's plan.  My school loans started at about 30K dollars, they are now in the 150K range.  If I don't win the big lottery prize or sell a lot of products online, it will just keep increasing until I die... and then who knows what the government will do.  My current income is less than $400 a month, plus food stamps and government medical.

I don't know why GOD hasn't provided the income I needed to get Working Together going, but I can't change the world without a decent amount of start-up money.  I guess the banks will win this battle, too.

I have also been trying to contact local government offices about low-income housing that is in jeopardy of being sold to the highest bidder.  The government sees the program as a burden because they can only see it as a subsidy program... that means it costs them money they just don't have.  I see homeless housing as part of the low-income program, with the government owning the land and the resident owning the "improvements" on the land.  Using the same 30% of income formula that the government already uses for subsidy payments, a poverty household could begin the ownership process and eventually sell their property to the next low-income resident when they are able to purchase their next house.

A lot of changes would happen between the first payment and the last... depending on the property the government sold to them.  Government apartment complexes can become housing associations of owners.  People will have the stability they need, and not be afraid of being kicked out, and be able to slowly improve their future options.  If people have problems that will keep them at the same income level, like senior status or disabilities or other problems, they can still be owners of their homes and have something to build on.

Poverty isn't going anywhere, the people who are poor will just change as each generation passes through this life.  Isn't it better to create a permanent, positive, financially sound program that earns the government an income instead of adding to their subsidy burdens... and the change in direction will allow the program to create more housing options as the years go by.

Tax reform is overdue, but the government will never do what is right.  Expecting them to reduce their wages, cut off their power strategies, eliminate bad laws that just encourage their re-election, or enforce laws that protect our future, is unrealistic.  I don't know how it can be done, but to save America we need a complete change of direction in tax perspectives.  ONE TAX is what the government needs to live on... ONE reasonable tax that is forever limited, restrained, enforced.  I realized there was only one tax that could be applied at a global level - and divided fairly among our three primary government levels - so I have been advocating a 10% sales tax since then.

Ten percent can be collected at 3% for federal, 3% for state, and 3% for county governments.  Our international commitments can be paid with the remaining 1%.  This covers all the internet sales issues, reduces all the various overhead and oversight issues with the IRS and other tax agencies, allows taxes to be collected and adjusted in real time, allows for arrests with illegal activities by tax evasion, eliminates income tax, property tax, estate tax, and other taxes - which will greatly stimulate the economy, AND it will tie every single decision government makes to the health of the economy.  I just remembered that this limited tax structure would still allow each government to enter into partnerships with the others (for roads and things like that) and would also still allow the creation of government bonds, which investors seem to like.

I'm sure I have mentioned other things since I started sharing this concept, but that is all I can remember tonight.

Imagine how different the world would be.

I guess I just wish my life would have allowed me to implement some actions toward these goals... get them going, I guess.  The financing changes would disrupt the current practices.  The tax changes would disrupt the government and make it better after a bit of an adjustment period. The housing changes would set the government on a path toward creating its own income instead of always resorting to new taxes, increasing taxes, and abusing tax funding. 

I hope someone will get these things going if I am not able to... but, as I am still breathing, I will keep trying to move in these directions and others that I want to see done...like prison reforms, education choices, business development for the poor, and more...

In Christ,
Deborah Martin

15 November, 2017

Wednesday, 15 November 2017

Well, we (me, myself, and God) missed yesterday... I went to bed early, thinking I would get up and do my post later.  Never quite made it up again.  It seems the world survived.  :-)  I'm glad of that.  haha

Today has been another long and busy day, with a nap, but I am still very tired.

I will go ahead and write more in the morning, or some time before I am falling asleep in an upright position.

Until then,
In Christ,
Deborah Martin

May our heavenly Father be close to those who have no father.
May the lost find strength in the salvation of Christ.
May our holidays be good, and our benevolence (giving) be great...
there are so very many needs in our world, and these are the days those needs hurt more.

I think I will try to add a photo, but I may have to do it as an edit.  I have my better photos on a different device.

13 November, 2017

Monday, 13 November 2017

Here we go again... having to start over because of a computer issue... everything disappears, and I have no idea why!  If someone is causing it, I hope they get really spanked by God!

I was trying to share my weekend with you...

I actually went shopping both Saturday and Sunday because that is when it had to be done.

Saturday I went out to see a local Christian church-based bazaar that is held every year and has grown large over the years. It is near a local mall and is held on the same weekend as another large annual community gift/food event at the downtown Convention Center. I had hoped to see the downtown event but I was already too worn out by the church activity.  I think it took me three hours to go through all the booths I could see... and then go back and buy a few things.

This is my year to check out local bazaars.  Eventually I want to sell at a couple of local craft fairs or similar events.  I have decided to look for a good Christian venue and also a good community venue.  This would be for the Christmas selling season.  As I age, this will be more than enough I think.  I will also be busy with online efforts.  If my health lasts, I can keep going.

Since I paid for a daypass on the bus, I went to a few more stores before heading home.  I had a Michael's coupon so I wanted to see if they had some of the jewelry tools I am looking for.  They cost a lot for my budget, so coupons are my best option at Michael's.  I spent a lot (for me) but I got some good items, including some storage pieces for beads and findings and other small pieces.  I want to go get more as they seem to be a good option for me.  I also bought some of the supplies I need to finish projects I am working on.  If they turn out OK, I will try to list them for sale online.  That is my goal for this week... finishing these projects and listing them online.

I also was able to get to the Dollar Tree for ten other items I really needed... and that included my Christmas cards for this year.  I love to send cards at Christmas, and the price is good for me.  If I could afford the expensive ones, I would buy them.  This is fine for me.  I use to make my own designs every year... a bit different than a regular card, but I loved it.  One of these years I will do that again.

Shopping is hard for me right now... it really takes me several days to recover from an effort like Saturday, but the opportunity to get food on Sunday (with a car ride) was too important to pass up.  So glad I did.  I will be set for awhile now.  I still have about $20 left until next month, plus some Farmer's Market money, so I can use those if I run out of things. I have been attached to the government for too many years, but every month is still a challenge.   I guess I figure a big lottery win is my only way out of this if GOD doesn't provide through sales of WT products.

I was catching up with some newspapers over the weekend.  One of my poverty proposals is for the government to maintain land and housing for low-income households, with the government owning the land and the household owning the "improvements" on the property, like housing.  I read that a local government is planning to sell one of their low-income properties to a developer (as they look for money for other things that governments like to do). 

The news article mentioned that some of the residents are seniors on retirement incomes that will never survive off of government housing.  Permanence is so important for these individuals.  It doesn't help to punish people who have no other options.  If they were paying the traditional 30% of their income as a purchase payment, they would be building equity for later, have the stability they need, and be able to create the life they want for themselves and change the units to fit their lives. 

This change of administration would change everything about low-income housing options.  The housing program would become an income program for the government (instead of a subsidy program) and an asset-building program for the residents.  When one low-income family leaves, they can sell their unit to another low-income family that has been pre-approved financially. 

I have written about this option before.  The newspaper stated that the county here was an innovative leader when it built the housing project, so maybe they can lead the government into a new way of operating homeless programs.  I hope I can reach the people who make the decisions on these topics.

I also tried to share my excitement about putting up my Christmas decorations, but I am to tired to repeat all that now.  I will try to post some photos at my Facebook page/s and share some of the details tomorrow.  Until then...

In Christ,
Deborah Martin

09 November, 2017

Thursday, 9 November 2017

I just finished watching some YouTube videos on crafting topics.  I don't think I want to share which ones, yet, as I am still looking for ideas.  I guess that is why it is so dangerous for me to link to YouTube  :-)  I seem to link to one, and then see there are several others that look good to watch, topics I really need to explore a bit.  If I don't watch them now, I know I will never be able to find them again... maybe.

I am finding that when I link to a YouTube video from some places (maybe Pinterest), you can't "like" them or "save" them without signing into your account.  I tend to let these go unrecorded because I don't even remember most of my passwords these days.  So sad, don't you think.  I hope I can remember some of them, for later, but there isn't a guarantee. I will have to find a solution to this, if I want to keep track of who I share in my blogging.

I know I could write them down, but I already have piles of notes from all the places I search through.

I had a big afternoon exploring some live videos that were on Facebook, on farming. The National Young Farmers group has a gathering that I happened to see when I checked my Facebook page.  I linked to some guides from somewhere along the way.  Spent some time exploring them and printed a few pages to think about... on business planning.

It has always been a challenge for me to get a full business plan completed.  One of the page sections I printed was about topics to think about and include in your plans.  Another was about identifying your customer's traits, for marketing goals.  I haven't thought about it in a long time, so this will be a refresher... make me think about my goals for crafting and my goals for WT (Working Together, work2gather.us).

I am ready to start looking again for a small, inexpensive computer to use for writing and planning.  I may try to get two so I have one for online activities.  I just don't like having everything attached to the internet.  It seems to be a dangerous option anymore with all the hacking and identity theft, and other things.  This is just another effort of mine to find a good solution for me.  I really don't know what I want to do yet.

My old computer is OK for some tasks, but not for my new social media and website duties.  I think this will be my Black Friday goal.

More Christmas Bazaars this weekend.  It is getting interesting to see what the crafting/holiday bazaar world is like.  I hope it is worth the time and trouble. 

I don't want to get into any really serious topics right now.  I get very emotional about the things that matter to me.  I heading into a goal to make better blog posts, but also wanting to keep this one more like a journal. 

I will be adding more thoughts as I process them... until then, keep your foundations in Christ's salvation... meet me in heaven one day.

In Christ,
Deborah Martin

May we all find our way through the changes that must happen for prophecy to be fulfilled.
May we keep our fight on God's side, allowing Him to deal with our enemies.
May our efforts be filled with God's purposes.
May our goals be faith-based.
May we keep trying even when the enemy seems to be winning.
May we all remember that God is good, and powerful, and not our servant.

08 November, 2017

Wednesday, 8 November 2017

Such a day...  I was able to bake my salt dough creations, in a couple forms (cut-outs and silicone molds), to see how they would turn out... developing my products... and will try some more, maybe tomorrow.

Also baked another batch of FIMO shapes... still developing these product options.

Got out my supplies and tools to see if I can make something all done and ready to sell... will also have to dig for more supplies tomorrow to get those done!

Worked on some new food ideas, for more soups and salads to eat.  I guess we get into food rutts, and have to work to try new ways of eating the same basic foods.  Getting better on my calorie options... one bread instead of two, no bread instead of one... and hitting all my basic food groups.  Still trying to decide on how many of each is OK for me... based on a few different eating plans.

Love my later eating plan (to 7pm), but have been eating too much in the wee hours, and after my deadline and before my starting time of 4pm (right now).  Trying to get back to the beginning plan... not sure Christmas is helping me.  With my food group plan it doesn't seem to matter, but I still think it is better to have that no eating period for my poor body to regroup.

I must be trying to feel productive today... all these accomplishment details.  :-)

I'm having problems with my technology options, so that is a killer for me... always causes problems.  I'm praying about the most important thing to try to buy this Black Friday.

Still crying over the church shooting every time I see something about it.

I have entered the final section of Joyce Meyer's Battlefield of the Mind book... Lots of great sections to think about, would like to quote them more, but I have to get better at taking notes while I'm reading.  It seems to be hard to do.

My prayers are continual... for the same things... and I am still wondering how GOD will make Himself known in the answers.  Evil people don't seem to fear GOD, and they should.  I guess the worst consequence is eternity in hell AND the Lake of Fire, but it is hard to fear that reality when you don't acknowledge that GOD even exists, or think you will somehow escape it.  I am believing GOD for the souls of my sons, and others I know.  I am counting on His Power to intervene in their lives before it is too late.  I am hoping to find my own way through all the increasing sins that attack our lives... how to do it? I don't know.  I keep looking for answers as I wait for GOD to provide the enormous sums of money needed to create a place for Christians.

Well, we may be like the children of God who were forced into the fiery furnace, willing to die but knowing GOD has the power to save.

In Christ,
Deborah Martin

May the GOD of heaven, and all of the universe, be kind to us today.
May He save the ones we love.
May our lives become forever changed by the salvation of our souls.
May the lost become interested in finding out the real truth for themselves.
May we become a better nation, a Christian nation, a nation that doesn't live on fear and acts with wisdom and mercy and faith.

07 November, 2017

Tuesday, 7 November 2017

I am praying for some really big things...
wondering what one small person can do...
looking for answers...
seeking the best path forward...
waiting for the blessings of God that are needed...
and not sure when God will show up.

Some days are like this.
You just pray, and pray, and pray, and pray, and pray....
Night gets here, and there are still no answers.

I will see you tomorrow.

In Christ,
Deborah Martin

May GOD find a way to meet the needs of our lives and guide us into the future we seek Him for.  Amen

06 November, 2017

Monday, 6 November 2017

My goodness... what a weekend.

Just a bit ago I started reading about Patreon as a funding source.  I get email newsletters from someone that has a Patreon account and is building up to $1000/month income for her goals.  I followed the link she has at the bottom of her email to see what her page was like.  Then I linked to some of the Patreon information to find out how it is done.  The examples ranged from over 35K a month and I think one was over 85K a month (for someone with over 5 million YouTube followers.  I am amazed.

I have occasionally seen some Tiny Home traveling videos with Patreon supporters... but never really checked on it until now.  This is a long-term and serious form of support... without a lot of the hassles of crowdfunding... the ones I have discovered so far.  These seem to be online delivery efforts, too... podcasts, videos, animations, etc.  I am assuming there are artists in there somewhere.  I am wondering if it would be an option for me.

If you know anything about Patreon firsthand, share it with me in the comments.  I haven't decided what funding route to go in yet, so this will take a bit of time.  Again, there is a video requirement... so that is a problem with me so far.  I am working on it, and plan to learn the other forms of sharing listed above, but it is a bit in the future still.

I heard more on tax reforms (proposed tax reforms) in the news today.  I got angry again about the topic.  It really irritates me that the government thinks our money is really their money. 

I remember now, it was a report on leaked off-shore account holders, which included the Queen of England and Madonna, but the liberal democrat-focused media only wanted to fry someone in the Republican trenches that had the vaguest association with a Russian business through a fund of some kind... I think it was a mutual fund that has stocks in multiple companies, but it wasn't really clear.

Our nation is nearly on life-support and the media only cares about the Democratic agenda.

It was the commentary about lost taxes that created my comment on the government above.  They think any money made by any American is rightfully theirs, income they deserve to have just because a corporation or wealthy individual possesses it.  When there is talk about tax reform, the Democrats talk in terms of lost taxes, loopholes they would also take advantage of but only highlighted because there are Republicans involved.  Taxes are too HIGH, they are unreasonable, they need to be reduced to a level that would be fair for everyone... including the wealthy, who have EARNED their money the same way others can (if it has been done honestly). 

Every day I grow more and more adamant that the maximum tax the government should have of anyone's money is ten percent, which needs to be divided to cover all our tax categories... federal at 3%, state at 3%, county at 3%, and international at 1%.  Sales taxes are the only tax we need, and it will cover everyone at the same level... the poor will pay less, the rich will pay more.  If we get rid of income and property taxes, estate taxes, and all the other taxes that have been created to build up the government budgets, we will also have less labor costs for government employees, less overhead for government offices, etc.  The government will have to budget, change their high salaries into minimum wage earnings, have everyone on the same government medical plan, open social security to the general public, create revolving loan funds instead of loan guarantees, become part of the process so they don't make ridiculous regulations that can't be enforced, implemented, or productive.... and the changes go on and on and on.

We have to change this system if we want to survive and thrive, be great again...be America.

I guess that had to be said.  It does so little good.

Every death is a tragedy, someone loses the rest of their lives, people lose the ones they love... and big media tragedies are manipulated into political causes.  I have, so far, cried every time I see the news about the church shooting from Sunday.  It has been turned into gun-control and domestic violence, religious persecution, and/or mental health funding...another "worst" for America... added to the international carnage that we keep seeing.

People are suffering all over the world.

Why are they killing themselves, killing others, filled with anger and hate, demanding that the world believe their form of truth "or else"... and innocent people are the victims.  We thing money will solve every problem... raise taxes so we can offer more funding... but it never seems to work out that way.  The problems get worse, and no amount of money would be enough.

Our lives have no foundation to stand on...no moral compass, as they say.  Getting rid of God leaves a vacuum just like getting rid of a brutal dictator leaves a political vacuum that can be filled with someone much worse.  The absence of God means the increase of Satan.  I can't find one good thing about Satan in the Bible, or his followers.  Why do people want him in charge?  I sure don't know.

One family lost so many of its people...children, mothers, fathers, unborn babies... the father was left and two daughters were left.  Losing so much of their close-knit group will change their lives forever.  Will the media be there to discover the results in 10 years, or maybe we will have to relive this moment every year. 

I still want to cry.  I can't even imagine the pain that is being processed as we continue with our lives.

Life is like a river...no matter what happens, it just keeps going.

I wonder what tomorrow will hold for the rest of us.

In Christ,
Deborah Martin

May God touch the hearts and lives of those who are hurting tonight, not just in a small town after a mass shooting, but in every place they live... big cities, small cities, homeless, in mansions, with jobs, without jobs, lonely or with tons of people around them.  May God comfort them with blessings that can only be from Him... and the awareness of His Love for them.  May we all remember that hard times are part of every life and they go away, we just have to hang on, trust God, and keep going.

May time heal the scars we carry from the tragedies we have faced.
May joy find its way into our hardened hearts and busy lives.
May we find a way to cope with all the misery we discover every day.
May our hearts be able to stand the strain, and stay warm, be able to keep loving, not see fear at every turn.
May we share what we can with those who have less than we do.
May we seek to find better answers for the things we can change... and try them.
May our priorities be humanity, life, sharing, giving, loving, lifting others up, being real, truth, compassion, time....
Help us to all find a new purpose in our life that helps the world become a better place.